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Bonds & Surety

You Promise a Job Well Done to Your Clients – We Promise the Same to You

Brown & Brown Insurance is a leading surety bond brokerage, and here’s why: our bonding team has the expertise, carrier connections, and a resolute dedication to providing exceptional service. Furthermore, our uncommon ability to build trust among parties leads to smarter, more efficient work relationships all around.


Brown & Brown boasts an annual growth rate of 13.9% since 1993.

We can help you with the following types of bonds:

  • License & Permit
  • Workers Compensation
  • Court Bonds/Appeal
  • Lost Instruments
  • Public Official
  • CMS
  • Probate

We can also help you with:

  • The development and implementation of a tailored service plan
  • Outsourcing of bond-related risk management functions
  • The implementation of necessary control procedures
  • Setting up customized billing and reporting systems

We’re a Top Local Contract Surety Provider in Rochester

Exceptional service is our differentiator in the contract surety category—it’s why we’re contractors’ choice for contract surety in Rochester. We’ll develop detailed service plans customized specifically for your objectives. We’ll also consult with you on surety issues such as scope of project, underwriting, contract terms, and more, so you can feel confident in every aspect of the contract.

Here’s another reason why we’re a go-to choice in the contract surety market: our membership and involvement in key associations enables us to extend our resources well beyond the traditional surety broker’s role in handling contractor’s needs. It’s how we make our connections work for you.

What to Consider as a Contractor

For a contractor, understanding how a surety evaluates a construction company is a critical step toward obtaining bonding. Here are useful guidelines in getting approved by a surety:

  1. Establish a relationship with a professional surety agency or broker
  2. Demonstrate to the surety your capacity to perform by providing:
    • Résumés of key employees in your company
    • List of successfully completed jobs
    • Trade references
    • Continuity plans for the business
    • Company plans and objectives
    • Explanation of the reasons for wanting that particular job
  3. Establish a relationship with a certified public accountant who is familiar with surety company financial statement requirements
  4. Demonstrate your firm’s financial capacity by providing the surety with:
    • Credit references
    • Line of credit at a bank
    • Cost records

Let’s get started.